FIRE Calculator (Early Retirement)

Calculate your Lean-FIRE, Standard-FIRE, and Fat-FIRE target retirement corpus. Estimate target age and projected net worth with safe withdrawal rate (SWR).

FIRE Calculator (Early Retirement)

📊 Related Tools & Budgeting Rules

About FIRE Calculator (Early Retirement)

FIRE (Financial Independence, Retire Early) Calculator — Determine your Lean-FIRE, Standard-FIRE, and Fat-FIRE target retirement corpuses based on annual expenses, inflation, and safe withdrawal rate (SWR).

How to use the FIRE Calculator

  1. Enter current age, target retirement age, and current net worth.
  2. Input annual expenses and annual investment savings.
  3. Set expected return rate (e.g. 11%), inflation (6%), and Safe Withdrawal Rate (4%).
  4. Click Calculate FIRE to project target age and investment timeline.

FAQs

What is the 4% Safe Withdrawal Rate rule?
The 4% rule states that you can withdraw 4% of your total retirement corpus annually (adjusted for inflation) without running out of money over a 30-year period.
What is the difference between Lean, Standard, and Fat FIRE?
Lean-FIRE covers basic living expenses (75%). Standard-FIRE covers 100% of current lifestyle. Fat-FIRE provides a luxurious retirement (150%+ of expenses).

About FIRE Calculator (Early Retirement)

FIRE (Financial Independence, Retire Early) Calculator — Determine your Lean-FIRE, Standard-FIRE, and Fat-FIRE target retirement corpuses based on annual expenses, inflation, and safe withdrawal rate (SWR).

How to use the FIRE Calculator

  1. Enter current age, target retirement age, and current net worth.
  2. Input annual expenses and annual investment savings.
  3. Set expected return rate (e.g. 11%), inflation (6%), and Safe Withdrawal Rate (4%).
  4. Click Calculate FIRE to project target age and investment timeline.

FAQs

What is the 4% Safe Withdrawal Rate rule?
The 4% rule states that you can withdraw 4% of your total retirement corpus annually (adjusted for inflation) without running out of money over a 30-year period.
What is the difference between Lean, Standard, and Fat FIRE?
Lean-FIRE covers basic living expenses (75%). Standard-FIRE covers 100% of current lifestyle. Fat-FIRE provides a luxurious retirement (150%+ of expenses).